After a fire, the claim has three parts
The house, what was in it, and where you live while it is repaired. Insurers often pay the first quickly and the other two slowly, or in pieces.
We keep all three in one claim with one set of lists, so that nothing is left out because it was filed on its own.
We take
The house and its structure
Contents and inventories
Living costs while you are out
Smoke and soot damage
What tends to get left out
Four gaps we look for first in a fire claim.
Room-by-room list
Every room, written down room by room. Photographs, old receipts and online orders help you remember.
Smoke beyond the fire
Soot and odor travel through ducts and walls. We ask for testing, not a glance.
Rent while you wait
Rent, hotel nights and extra costs while the house is unlivable, kept with receipts.
What started it
A cause-and-origin report can matter. We read it before the insurer relies on it.
Start with one room
Tell us what you have so far. We build the lists with you, a room at a time.
We charge no fee unless we recover more than the insurer had offered. The firm advances case costs, such as an engineer's report, and is repaid from a recovery. If there is none, you owe neither the fee nor the costs.